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Short-term financing for cash-flowing properties

Stabilized Bridge Loans

Bridge financing for stabilized rental properties that need short-term capital before qualifying for permanent financing. Fast closings with competitive terms.

Apply for Funding HereCall (843) 376-3804

Program at a glance

$75K – $2M
Loan amount
8.75%
Starting rate
12–18 mo
Loan term
70%
Max LTV

Overview

What is a stabilized bridge loan?

Short-term financing for rental properties that are already generating income but do not yet qualify for permanent long-term financing.

These loans suit investors who recently acquired a property, completed renovations, or need time to season before refinancing into a DSCR or conventional loan. With 12–18 month terms and competitive rates, a stabilized bridge gives you flexibility to optimize your exit strategy.

Eligible property types

  • Single family homes
  • 2–4 unit properties
  • Townhomes
  • PUD (planned unit developments)
  • Condos (warrantable)

Ideal for

  • Investors with recently acquired rental properties
  • Property owners waiting to season for permanent financing
  • Investors refinancing out of hard money or construction loans
  • Owners needing time to stabilize occupancy
  • Investors consolidating properties before a portfolio refinance
  • Borrowers who completed rehab and need time to refinance

Why choose No Limit Solutions

Program features.

  • Cash-flow based

    Underwriting focuses on property income, not personal income verification.

  • Fast closings

    Close quickly once documentation is complete.

  • Interest-only payments

    Maximize cash flow with an interest-only structure.

  • Flexible exit

    Refinance into a permanent DSCR loan or sell when ready.

  • 100% rehab coverage

    Finance completed renovation costs with competitive terms.

  • Seasoning flexibility

    Bridge the gap while your property seasons for long-term financing.

Lending guidelines

Loan requirements.

Loan amount
$75,000 – $2,000,000
Minimum FICO
660+
Purchase LTV
Up to 85%
Rehab financing
100% of completed costs
Maximum LTV
70%
Loan term
12–18 months
Interest rate
Starting at 8.75%
Min. DSCR
1.00x
Property status
Stabilized & cash-flowing

Lending guidelines

  • Minimum credit score of 660 required
  • Property must be stabilized and generating rental income
  • Minimum DSCR of 1.00x required
  • Maximum loan-to-value of 70%
  • 12–18 month terms available
  • Clear exit strategy required (refinance or sale)
  • Property must be in acceptable condition
  • Leases must be in place or market rent documented
  • Personal guarantee typically required
  • Title insurance and hazard insurance required

Required documents

  • Completed loan application
  • Government-issued ID
  • Entity documents (if applicable)
  • Proof of property ownership or purchase contract
  • Current rent roll and lease agreements
  • Property tax statements
  • Insurance declarations page
  • Recent property photos
  • Bank statements (last 2–3 months)
  • Payoff statement (if refinancing)
  • Renovation documentation (if applicable)
  • Real estate experience resume

FAQ

Frequently asked questions.

  • A stabilized property is leased at or near market occupancy and generating consistent rental income, with no major renovation work outstanding.

Explore more

Ready to get started?

Send us the property, the rent roll, and your exit plan — we will tell you what is realistic.

Apply for Funding HereCall (843) 376-3804