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Consolidate & scale

Rental Portfolio Loans

Finance multiple properties under a single loan with amounts from $250K to $25M. Simplify your portfolio management with one payment and competitive long-term rates starting at 6.50%.

Apply for Funding HereCall (843) 376-3804

Program at a glance

$250K – $25M
Loan amount
6.50%
Starting rate
5–30 years
Loan terms
2+
Min properties

Overview

What is a rental portfolio loan?

One loan, one payment, one relationship across every property you own.

Rental portfolio loans let you finance multiple investment properties under a single loan with one monthly payment. That simplifies property management, reduces administrative overhead, and can deliver better terms than financing each property individually — whether you are consolidating what you already own or acquiring a portfolio outright.

Eligible property types

  • Single family homes
  • 2–4 unit properties
  • Townhomes
  • Condos
  • Mixed portfolios

Ideal for

  • Investors with 2+ rental properties seeking consolidation
  • Landlords looking to simplify their financing
  • Investors acquiring packages of rental properties
  • Real estate professionals scaling their portfolios
  • Family offices and investment groups
  • 1031 exchange buyers with multiple replacement properties

Why choose No Limit Solutions

Program features.

  • Single loan, multiple properties

    Finance 2 to 100+ properties under one loan with one monthly payment.

  • Flexible term options

    Choose from 5, 10, or 30-year terms to match your investment strategy.

  • Cross-collateralization

    Use equity across your portfolio for better terms and higher leverage.

  • Simplified management

    One loan, one payment, one relationship to manage.

  • Scalable financing

    Add properties to your portfolio as you grow.

  • Release provisions

    Sell individual properties with partial release options.

Lending guidelines

Loan requirements.

Loan amount
$250,000 – $25,000,000
Minimum FICO
680+
Minimum properties
2 properties
Purchase LTV
Up to 80%
Rate/term refi LTV
Up to 80%
Cash out refi LTV
Up to 75%
Loan terms
5, 10, or 30 years
Interest rate
Starting at 6.50%
Amortization
30-year fixed
Minimum DSCR
1.20 portfolio average

Lending guidelines

  • Minimum credit score of 680 required
  • Minimum of 2 properties required for portfolio loan
  • All properties must be non-owner occupied
  • Portfolio DSCR minimum of 1.20 (average across all properties)
  • Maximum loan-to-value of 80% for purchase
  • Maximum loan-to-value of 75% for cash-out refinance
  • Properties in the same or similar markets preferred
  • Mixed property types allowed within the portfolio
  • Individual property values minimum $50,000
  • Reserves required (typically 6 months for the portfolio)

Required documents

  • Completed loan application
  • Government-issued ID
  • Entity documents (if applicable)
  • Rent rolls for all properties
  • Current lease agreements
  • Property operating statements
  • Proof of ownership or purchase contracts
  • Property insurance for all assets
  • Bank statements (last 2–3 months)
  • Schedule of real estate owned
  • Entity operating agreement (if LLC)
  • Property photos for each asset

FAQ

Frequently asked questions.

  • A minimum of 2 properties is required, and portfolios of 100+ properties can be financed. Larger portfolios are structured case by case.

Explore more

Ready to get started?

Send us the schedule of properties, rent rolls, and your target leverage — we will tell you what is realistic.

Apply for Funding HereCall (843) 376-3804